Graham Stuart has secured the backing of 120 MPs from across the House of Commons after residents told him Lloyds customers were being blocked from depositing cheques at Post Office branches, cash hubs and Banking Hubs.
The cross-party letter to Lloyds Banking Group Chief Executive Charlie Nunn was coordinated by Graham after constituents in Beverley and Holderness raised concerns about local banking services.
It asks Lloyds to personally review its decision and restore cheque deposit services so older, vulnerable and digitally excluded customers are not left behind.
The letter has been signed by MPs from across Parliament, including Mel Stride, the Shadow Chancellor, Daisy Cooper, the Liberal Democrat Treasury spokesperson, Adrian Ramsay, Green MP and former Green Party co-leader, former Labour leader Jeremy Corbyn, senior Labour backbencher Graham Stringer, Dave Doogan MP for the SNP and Liz Saville-Roberts MP for Plaid Cymru.
Government ministers are unable to sign such letters, but several have written to Lloyds in a personal capacity to raise the issue.
The campaign began after residents contacted Graham to say they could no longer deposit cheques locally as Lloyds customers.
Graham then published the findings of his local banking services survey, raised the issue in Parliament, launched a petition and coordinated support from MPs across the country.
But Lloyds is the only major British bank which does not allow its customers to deposit cheques at Post Office branches and Banking Hubs.
Graham’s local banking services survey received 156 responses.
The survey found that 99 respondents had used either the Withernsea Banking Hub or Hedon Cash Hub, showing that residents value and use the replacement services.
But 23 respondents said they had been unable to withdraw cash locally, while 22 said they had been unable to deposit a cheque locally. Lloyds was the most commonly named bank, with 85 respondents naming Lloyds as their bank or one of their banks.
Graham raised the issue in Parliament, praising the banking and cash hubs in Withernsea and Hedon as “fantastic” and saying they “really work well”, while warning that Lloyds’ refusal to allow cheque deposits damages some of the most vulnerable customers.
The cross-party letter says:
“Banking Hubs have made a real difference to communities across the UK. Constituents who lost access to face-to-face banking following branch closures have welcomed them, and we recognise the role Lloyds has played in supporting their development.
“However, Lloyds is the only major British bank that does not allow its customers to deposit cheques at Post Office branches and Banking Hubs, and our constituents are struggling as a result.”
Cheques are declining, but they have not disappeared. Pay.UK data shows that 44% of current account holders still use cheques, and Age UK has told Parliament that around half of people aged 65 and over use cheques regularly. [1] [2]
In Q4 2025 alone, 19.6 million cheques worth £26.8 billion were processed. [3]
Graham’s petition calling on Lloyds to restore cheque deposit services has also received more than 100 signatures.
Residents can sign the petition here:
https://www.grahamstuart.com/LloydsCheque
Graham said: “This campaign started because residents got in touch and told me Lloyds was letting them down.
“The Banking Hub in Withernsea and the Cash Hub in Hedon are fantastic. People value them, and they are helping to keep local banking alive after the last bank branches closed.
“Cash Access UK is doing its job. The Post Office is doing its job. The hub staff are doing their job. Other major banks are continuing to allow cheque deposits through Post Offices and Banking Hubs.
“But Lloyds needs to get its act together.
“Cheques are declining, but they have not disappeared. Older residents, disabled people, small businesses, charities and community groups still use them. They are often the very people who most need face-to-face banking.
“That is why I raised this in Parliament, launched the petition, and coordinated a letter signed by 120 MPs from across the House of Commons.
“This is about fairness. People should not be forced to struggle with an app, send cheques through the post, or travel miles when a proper local service could be made available.
“Lloyds should listen to residents, listen to 120 MPs from across Parliament, and restore cheque deposit services through Post Office branches and Banking Hubs.”
